I was wondering what people like me in the uk have planned for their retirement. I have just taken voluntary redundancy and I have been in our company pension scheme for the last 20 years. This gives me an option to take my pension now(i'm 58) or wait til i'm 65 and get a larger pension along with my state pension. Talking to friends of mine of a similar age I'm just surprised the number of them who have no pension provision other than that their pension is 'in my house'. What are your plans for retirement?