finishing

Wouldn't it be simpler to just close down the bank account the direct debits are coming out of and let them disconnect me after i go rather than having a nervous breakdown going round all the utility offices with my bad Turkish?

there are five aprtments in our block,how to we go about getting all the small jobs finished off.is it wise to hold back small final payment until jobs are done,i am in the building trade myself and would expect this to happen,but i dont want to upset the builder if this is not their way of...